PPF Calculator

Project the maturity value of your Public Provident Fund based on yearly contributions.

₹
%
Yr
Wealth Gain45%
Total Invested

₹22,50,000

Est. Returns

₹18,18,209

Total Value

₹40,68,209

What is a PPF Calculator?

The Public Provident Fund (PPF) is a government-backed, long-term savings scheme with a mandatory 15-year lock-in and interest set quarterly by the government. A PPF calculator projects your maturity value based on your yearly contribution and the current interest rate.

PPF contributions, interest earned, and the maturity amount are all tax-exempt under the current tax rules (EEE status), making it a common choice for long-term, low-risk savings.

Key PPF Rules

  • ✓Maximum contribution is ₹1,50,000 per financial year.
  • ✓Minimum lock-in period is 15 years, extendable in blocks of 5 years.
  • ✓Interest is set by the government each quarter and compounds annually.

Frequently Asked Questions

What is the current PPF interest rate?+

The government revises the PPF rate quarterly. This calculator defaults to a representative rate — check the current official rate before relying on the exact number.

Can I withdraw from PPF before 15 years?+

Partial withdrawals are allowed from the 7th year onward, subject to conditions.

Is PPF interest taxable?+

No — PPF has EEE (Exempt-Exempt-Exempt) status, meaning contributions, interest, and maturity proceeds are all tax-free.